Aflac Incorporated
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Aflac Incorporated's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 2/3Sales grew in 1 of the last 3 years; profit grew in 2 of 3.
Less steady than 71% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales fell 9%
Sales fell 9% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-9% / -12%In 3 years sales changed by -9% while total assets changed by -12%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Aflac Incorporated owes $0.74 for every $1 it owns. Net profit fell 33% in the year to Dec 2025, and shrank 6% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
13.3Investors pay $13.3 for every $1 of Aflac Incorporated's yearly profit, higher than 55% of Financial Services companies in United States.
P/B ratio
2.04The share price is 2.04 times Aflac Incorporated's book value per share, higher than 80% of Financial Services companies in United States.
Market cap
$61.8 BThe total market value of all of Aflac Incorporated's shares at today's price (share price × number of shares), larger than 96% of Financial Services companies in United States. PosiCap size class: Tito Cap.
Net worth (book value)
$30.3 BWhat Aflac Incorporated would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$60.46Net worth divided by the number of shares. The share price of $123.27 is 2.0 times this, which is the P/B above.
Return on equity (ROE)
16.9%Aflac Incorporated earned 16.9% on its shareholders' money over the last year, higher than 80% of Financial Services companies in United States.
Owes vs Owns
0.74×Aflac Incorporated owes $0.74 for every $1 it owns (moderate), lower than 58% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.03%Aflac Incorporated pays 2.03% of its share price as dividends a year, lower than 70% of dividend-paying Financial Services companies in United States.
Revenue growth
-9%Revenue fell 9% in the year to Dec 2025, and shrank 3% a year on average over 3 years.
Profit growth
-33%Net profit fell 33% in the year to Dec 2025, and shrank 6% a year on average over 3 years.
Profit margin
21.0%Aflac Incorporated keeps $21 of every $100 of revenue as net profit.
Questions
What is Aflac Incorporated's P/E ratio?
Investors pay $13.3 for every $1 of Aflac Incorporated's yearly profit, higher than 55% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Aflac Incorporated: $61.8 B ÷ $30.3 B (30 Jun 2026) = 2.0.
What is Aflac Incorporated's return on equity?
Aflac Incorporated earned 16.9% on its shareholders' money over the last year, higher than 80% of Financial Services companies in United States.
How much does Aflac Incorporated owe compared with what it owns?
Aflac Incorporated owes $0.74 for every $1 it owns (moderate), lower than 58% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Aflac Incorporated pay a dividend?
Yes. Aflac Incorporated pays 2.03% of its share price as dividends a year, lower than 70% of dividend-paying Financial Services companies in United States.
Is Aflac Incorporated's revenue growing?
Revenue fell 9% in the year to Dec 2025, and shrank 3% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.