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PosiFunda · Fundamentals

Admiral Group plc

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from Admiral Group plc's yearly results (2022–2025), compared with Financial Services companies in United Kingdom. Tap ? on any ratio for what it means.

What stands out

  • Steadiness Ratio: Sales and profit both grew in each of the last 3 years. Steadier than 94% of Financial Services companies in United Kingdom.

Cash quality

Profit Cash Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

3/3 · 3/3

Sales and profit both grew in each of the last 3 years.

Steadier than 94% of Financial Services companies in United Kingdom.

Growth Efficiency Ratio

£23

Sales grew 66% in 3 years; of every extra £100 of sales, £23 became extra profit.

Lower than 71% of Financial Services companies in United Kingdom.

Asset Productivity Ratio

+66% / +45%

In 3 years sales changed by +66% while total assets changed by +45%. Sales grew faster than assets.

Balance-sheet strength

Debt Due Cover Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

96%

Of every £100 the company owns, £96 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.

Less tangible than 77% of Financial Services companies in United Kingdom.

Tangible Net Worth Ratio

77%

Of every £100 of net worth, £77 is tangible; the rest is goodwill and other intangibles, often from buying other companies.

Less tangible than 63% of Financial Services companies in United Kingdom.

Shareholders

Shareholder Slice Ratio

−1%

Share count fell 1% in 3 years (buybacks), so each share's slice of the company became larger. Dividends paid equalled 80% of profit over the same period.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (11)

Admiral Group plc owes £0.84 for every £1 it owns. Net profit rose 12% in the year to Dec 2025, and grew 37% a year on average over 3 years.

Compared with Financial Services companies in United Kingdom · latest annual results Dec 2025.

P/E ratio

17.8

Investors pay £17.8 for every £1 of Admiral Group plc's yearly profit, higher than 70% of Financial Services companies in United Kingdom.

P/B ratio

7.78

The share price is 7.78 times Admiral Group plc's book value per share, higher than 97% of Financial Services companies in United Kingdom.

Market cap

£11.7 B

The total market value of all of Admiral Group plc's shares at today's price (share price × number of shares), smaller than 66% of Financial Services companies in United Kingdom. PosiCap size class: Tito Cap.

Net worth (book value)

£1.5 B

What Admiral Group plc would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).

Book value per share

£4.98

Net worth divided by the number of shares. The share price of £38.76 is 7.8 times this, which is the P/B above.

Return on equity (ROE)

45.6%

Admiral Group plc earned 45.6% on its shareholders' money over the last year, higher than 97% of Financial Services companies in United Kingdom.

Owes vs Owns

0.84×

Admiral Group plc owes £0.84 for every £1 it owns (high), lower than 66% of Financial Services companies in United Kingdom. Banks and lenders usually show higher figures.

Dividend yield

3.79%

Admiral Group plc pays 3.79% of its share price as dividends a year, higher than 53% of dividend-paying Financial Services companies in United Kingdom.

Revenue growth

+8%

Revenue rose 8% in the year to Dec 2025, and grew 18% a year on average over 3 years.

Profit growth

+12%

Net profit rose 12% in the year to Dec 2025, and grew 37% a year on average over 3 years.

Profit margin

14.7%

Admiral Group plc keeps £15 of every £100 of revenue as net profit.

Questions

What is Admiral Group plc's P/E ratio?

Investors pay £17.8 for every £1 of Admiral Group plc's yearly profit, higher than 70% of Financial Services companies in United Kingdom.

How is P/B calculated on PositoAI?

P/B is market cap divided by net worth from the latest balance sheet. For Admiral Group plc: £11.7 B ÷ £1.5 B (30 Jun 2026) = 7.8.

What is Admiral Group plc's return on equity?

Admiral Group plc earned 45.6% on its shareholders' money over the last year, higher than 97% of Financial Services companies in United Kingdom.

How much does Admiral Group plc owe compared with what it owns?

Admiral Group plc owes £0.84 for every £1 it owns (high), lower than 66% of Financial Services companies in United Kingdom. Banks and lenders usually show higher figures.

Does Admiral Group plc pay a dividend?

Yes. Admiral Group plc pays 3.79% of its share price as dividends a year, higher than 53% of dividend-paying Financial Services companies in United Kingdom.

Is Admiral Group plc's revenue growing?

Revenue rose 8% in the year to Dec 2025, and grew 18% a year on average over 3 years.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

Disclaimer — PositoAI is a research and screening tool for educational and informational purposes. It is not investment advice or a recommendation to buy or sell any security or mutual fund. Scores and rankings are calculated by PositoAI's own method using publicly available data, which may be incomplete, delayed or inaccurate, and past performance does not indicate future results. AI summaries of company news may contain errors. PositoAI is not registered with the SEC, SEBI or any other regulatory authority. Please do your own research or consult a licensed financial advisor before investing.