Enact Holdings, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Enact Holdings, Inc.'s yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 13% in 3 years, but profit fell: $21 less profit per $100 of extra sales. Lower than 85% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 1/3Sales grew in 3 of the last 3 years; profit grew in 1 of 3.
Steadier than 53% of Financial Services companies in United States.
Growth Efficiency Ratio
−$21Sales grew 13% in 3 years, but profit fell: $21 less profit per $100 of extra sales.
Lower than 85% of Financial Services companies in United States.
Asset Productivity Ratio
+13% / +21%In 3 years sales changed by +13% while total assets changed by +21%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Enact Holdings, Inc. owes $0.22 for every $1 it owns. Net profit fell 2% in the year to Dec 2025, and shrank 1% a year on average over 3 years.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
9.9Investors pay $9.9 for every $1 of Enact Holdings, Inc.'s yearly profit, lower than 80% of Financial Services companies in United States.
P/B ratio
1.20The share price is 1.20 times Enact Holdings, Inc.'s book value per share, lower than 57% of Financial Services companies in United States.
Market cap
$6.5 BThe total market value of all of Enact Holdings, Inc.'s shares at today's price (share price × number of shares), larger than 83% of Financial Services companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$5.4 BWhat Enact Holdings, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$39.24Net worth divided by the number of shares. The share price of $46.92 is 1.2 times this, which is the P/B above.
Return on equity (ROE)
12.9%Enact Holdings, Inc. earned 12.9% on its shareholders' money over the last year, higher than 66% of Financial Services companies in United States.
Owes vs Owns
0.22×Enact Holdings, Inc. owes $0.22 for every $1 it owns (low), lower than 82% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
2.10%Enact Holdings, Inc. pays 2.10% of its share price as dividends a year, lower than 68% of dividend-paying Financial Services companies in United States.
Revenue growth
+3%Revenue rose 3% in the year to Dec 2025, and grew 4% a year on average over 3 years.
Profit growth
-2%Net profit fell 2% in the year to Dec 2025, and shrank 1% a year on average over 3 years.
Profit margin
54.6%Enact Holdings, Inc. keeps $55 of every $100 of revenue as net profit.
Questions
What is Enact Holdings, Inc.'s P/E ratio?
Investors pay $9.9 for every $1 of Enact Holdings, Inc.'s yearly profit, lower than 80% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Enact Holdings, Inc.: $6.5 B ÷ $5.4 B (30 Jun 2026) = 1.2.
What is Enact Holdings, Inc.'s return on equity?
Enact Holdings, Inc. earned 12.9% on its shareholders' money over the last year, higher than 66% of Financial Services companies in United States.
How much does Enact Holdings, Inc. owe compared with what it owns?
Enact Holdings, Inc. owes $0.22 for every $1 it owns (low), lower than 82% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Enact Holdings, Inc. pay a dividend?
Yes. Enact Holdings, Inc. pays 2.10% of its share price as dividends a year, lower than 68% of dividend-paying Financial Services companies in United States.
Is Enact Holdings, Inc.'s revenue growing?
Revenue rose 3% in the year to Dec 2025, and grew 4% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.