ACI Worldwide, Inc.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from ACI Worldwide, Inc.'s yearly results (2022–2025), compared with Technology companies in United States. Tap ? on any ratio for what it means.
Where $100 of sales goes
Latest year (Dec 2025). Taxes and other income are not shown, so the parts need not add up to 100.
Cash quality
Profit Cash Ratio
$154Over the last 3 years, every $100 of reported profit came with $154 of operating cash.
Lower than 54% of Technology companies in United States.
Self-Funding Ratio
7.3×Over the last 3 years its own operating cash covered its investment spending (capex) 7.3 times.
Higher than 73% of Technology companies in United States.
Cash Locked Ratio
—Data incomplete
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 75% of Technology companies in United States.
Growth Efficiency Ratio
$25Sales grew 24% in 3 years; of every extra $100 of sales, $25 became extra profit.
Higher than 54% of Technology companies in United States.
Asset Productivity Ratio
+24% / -3%In 3 years sales changed by +24% while total assets changed by -3%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
7.9×Debt due within a year is covered 7.9 times by its yearly operating cash.
Higher than 62% of Technology companies in United States.
Cash Cushion Ratio
−12%Debt, after subtracting cash, equals 12% of its market value (net debt).
Lower than 73% of Technology companies in United States.
Tangible Assets Ratio
53%Of every $100 the company owns, $53 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 76% of Technology companies in United States.
Tangible Net Worth Ratio
4%Of every $100 of net worth, $4 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 70% of Technology companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (14)
ACI Worldwide, Inc. owes $0.52 for every $1 it owns. Net profit rose 12% in the year to Dec 2025, and grew 17% a year on average over 3 years.
Compared with Technology companies in United States · latest annual results Dec 2025.
P/E ratio
25.7Investors pay $25.7 for every $1 of ACI Worldwide, Inc.'s yearly profit, lower than 61% of Technology companies in United States.
P/B ratio
3.79The share price is 3.79 times ACI Worldwide, Inc.'s book value per share, higher than 57% of Technology companies in United States.
Market cap
$5.7 BThe total market value of all of ACI Worldwide, Inc.'s shares at today's price (share price × number of shares), larger than 69% of Technology companies in United States. PosiCap size class: Meso Cap.
Net worth (book value)
$1.5 BWhat ACI Worldwide, Inc. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$14.83Net worth divided by the number of shares. The share price of $56.19 is 3.8 times this, which is the P/B above.
Return on equity (ROE)
15.6%ACI Worldwide, Inc. earned 15.6% on its shareholders' money over the last year, higher than 74% of Technology companies in United States.
Owes vs Owns
0.52×ACI Worldwide, Inc. owes $0.52 for every $1 it owns (moderate), higher than 56% of Technology companies in United States.
Dividend yield
NoneACI Worldwide, Inc. does not currently pay a dividend.
Revenue growth
+10%Revenue rose 10% in the year to Dec 2025, and grew 7% a year on average over 3 years.
Profit growth
+12%Net profit rose 12% in the year to Dec 2025, and grew 17% a year on average over 3 years.
Profit margin
12.9%ACI Worldwide, Inc. keeps $13 of every $100 of revenue as net profit.
Cash quality
1.4×Cash from ACI Worldwide, Inc.'s business was 1.4× its reported profit in the year to Dec 2025 — its profit turned into cash.
Interest cover
5.7×ACI Worldwide, Inc.'s operating profit covered its interest costs 5.7 times in the year to Dec 2025.
Cash vs debt
Net debtACI Worldwide, Inc. had $653 M more debt than cash (net debt) at Dec 2025.
Questions
What is ACI Worldwide, Inc.'s P/E ratio?
Investors pay $25.7 for every $1 of ACI Worldwide, Inc.'s yearly profit, lower than 61% of Technology companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For ACI Worldwide, Inc.: $5.7 B ÷ $1.5 B (30 Jun 2026) = 3.8.
What is ACI Worldwide, Inc.'s return on equity?
ACI Worldwide, Inc. earned 15.6% on its shareholders' money over the last year, higher than 74% of Technology companies in United States.
How much does ACI Worldwide, Inc. owe compared with what it owns?
ACI Worldwide, Inc. owes $0.52 for every $1 it owns (moderate), higher than 56% of Technology companies in United States.
Does ACI Worldwide, Inc. pay a dividend?
No. ACI Worldwide, Inc. does not currently pay a dividend.
Is ACI Worldwide, Inc.'s revenue growing?
Revenue rose 10% in the year to Dec 2025, and grew 7% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.