American Coastal Insurance Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from American Coastal Insurance Corporation's yearly results (2022–2025), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Growth Efficiency Ratio: Sales grew 52% in 3 years; of every extra $100 of sales, $505 became extra profit. Higher than almost all Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 2/3Sales grew in 3 of the last 3 years; profit grew in 2 of 3.
Steadier than 79% of Financial Services companies in United States.
Growth Efficiency Ratio
$505Sales grew 52% in 3 years; of every extra $100 of sales, $505 became extra profit.
Higher than almost all Financial Services companies in United States.
Asset Productivity Ratio
+52% / -62%In 3 years sales changed by +52% while total assets changed by -62%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
94%Of every $100 the company owns, $94 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 76% of Financial Services companies in United States.
Tangible Net Worth Ratio
80%Of every $100 of net worth, $80 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 56% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
American Coastal Insurance Corporation owes $0.73 for every $1 it owns. Net profit rose 41% in the year to Dec 2025.
Compared with Financial Services companies in United States · latest annual results Dec 2025.
P/E ratio
5.7Investors pay $5.7 for every $1 of American Coastal Insurance Corporation's yearly profit, lower than 92% of Financial Services companies in United States.
P/B ratio
1.58The share price is 1.58 times American Coastal Insurance Corporation's book value per share, higher than 71% of Financial Services companies in United States.
Market cap
$538 MThe total market value of all of American Coastal Insurance Corporation's shares at today's price (share price × number of shares), smaller than 56% of Financial Services companies in United States. PosiCap size class: Mini Cap.
Net worth (book value)
$341 MWhat American Coastal Insurance Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Book value per share
$7.21Net worth divided by the number of shares. The share price of $11.39 is 1.6 times this, which is the P/B above.
Return on equity (ROE)
31.6%American Coastal Insurance Corporation earned 31.6% on its shareholders' money over the last year, higher than 94% of Financial Services companies in United States.
Owes vs Owns
0.73×American Coastal Insurance Corporation owes $0.73 for every $1 it owns (moderate), lower than 59% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
NoneAmerican Coastal Insurance Corporation does not currently pay a dividend.
Revenue growth
+13%Revenue rose 13% in the year to Dec 2025, and grew 15% a year on average over 3 years.
Profit growth
+41%Net profit rose 41% in the year to Dec 2025.
Profit margin
31.9%American Coastal Insurance Corporation keeps $32 of every $100 of revenue as net profit.
Questions
What is American Coastal Insurance Corporation's P/E ratio?
Investors pay $5.7 for every $1 of American Coastal Insurance Corporation's yearly profit, lower than 92% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For American Coastal Insurance Corporation: $538 M ÷ $341 M (30 Jun 2026) = 1.6.
What is American Coastal Insurance Corporation's return on equity?
American Coastal Insurance Corporation earned 31.6% on its shareholders' money over the last year, higher than 94% of Financial Services companies in United States.
How much does American Coastal Insurance Corporation owe compared with what it owns?
American Coastal Insurance Corporation owes $0.73 for every $1 it owns (moderate), lower than 59% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does American Coastal Insurance Corporation pay a dividend?
No. American Coastal Insurance Corporation does not currently pay a dividend.
Is American Coastal Insurance Corporation's revenue growing?
Revenue rose 13% in the year to Dec 2025, and grew 15% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.