Aavas Financiers Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Aavas Financiers Limited's yearly results (2023–2026), compared with Financial Services companies in India. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 83% of Financial Services companies in India.
Growth Efficiency Ratio
₹25Sales grew 68% in 3 years; of every extra ₹100 of sales, ₹25 became extra profit.
Higher than 52% of Financial Services companies in India.
Asset Productivity Ratio
+68% / +58%In 3 years sales changed by +68% while total assets changed by +58%. Sales grew faster than assets.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ₹100 the company owns, ₹100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
Less tangible than 67% of Financial Services companies in India.
Tangible Net Worth Ratio
99%Of every ₹100 of net worth, ₹99 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
Less tangible than 73% of Financial Services companies in India.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Aavas Financiers Limited owes ₹0.76 for every ₹1 it owns. Net profit rose 14% in the year to Mar 2026, and grew 15% a year on average over 3 years.
Compared with Financial Services companies in India · latest annual results Mar 2026.
P/E ratio
13.5Investors pay ₹13.5 for every ₹1 of Aavas Financiers Limited's yearly profit, lower than 56% of Financial Services companies in India.
P/B ratio
1.82The share price is 1.82 times Aavas Financiers Limited's book value per share, higher than 59% of Financial Services companies in India.
Market cap
₹9,217 CrThe total market value of all of Aavas Financiers Limited's shares at today's price (share price × number of shares), larger than 55% of Financial Services companies in India. PosiCap size class: Mini Cap.
Net worth (book value)
₹5,051 CrWhat Aavas Financiers Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (31 Mar 2026).
Book value per share
₹636.96Net worth divided by the number of shares. The share price of ₹1,162 is 1.8 times this, which is the P/B above.
Return on equity (ROE)
13.5%Aavas Financiers Limited earned 13.5% on its shareholders' money over the last year, higher than 63% of Financial Services companies in India.
Owes vs Owns
0.76×Aavas Financiers Limited owes ₹0.76 for every ₹1 it owns (moderate), higher than 60% of Financial Services companies in India. Banks and lenders usually show higher figures.
Dividend yield
NoneAavas Financiers Limited does not currently pay a dividend.
Revenue growth
+14%Revenue rose 14% in the year to Mar 2026, and grew 19% a year on average over 3 years.
Profit growth
+14%Net profit rose 14% in the year to Mar 2026, and grew 15% a year on average over 3 years.
Profit margin
28.8%Aavas Financiers Limited keeps ₹29 of every ₹100 of revenue as net profit.
Questions
What is Aavas Financiers Limited's P/E ratio?
Investors pay ₹13.5 for every ₹1 of Aavas Financiers Limited's yearly profit, lower than 56% of Financial Services companies in India.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Aavas Financiers Limited: ₹9,217 Cr ÷ ₹5,051 Cr (31 Mar 2026) = 1.8.
What is Aavas Financiers Limited's return on equity?
Aavas Financiers Limited earned 13.5% on its shareholders' money over the last year, higher than 63% of Financial Services companies in India.
How much does Aavas Financiers Limited owe compared with what it owns?
Aavas Financiers Limited owes ₹0.76 for every ₹1 it owns (moderate), higher than 60% of Financial Services companies in India. Banks and lenders usually show higher figures.
Does Aavas Financiers Limited pay a dividend?
No. Aavas Financiers Limited does not currently pay a dividend.
Is Aavas Financiers Limited's revenue growing?
Revenue rose 14% in the year to Mar 2026, and grew 19% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.