Atlantic American Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Atlantic American Corporation's yearly results (2021–2024), compared with Financial Services companies in United States. Tap ? on any ratio for what it means.
What stands out
- Steadiness Ratio: Sales grew in 1 of the last 3 years; profit grew in 0 of 3. Less steady than 98% of Financial Services companies in United States.
- Tangible Net Worth Ratio: Of every $100 of net worth, $97 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 85% of Financial Services companies in United States.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 0/3Sales grew in 1 of the last 3 years; profit grew in 0 of 3.
Less steady than 98% of Financial Services companies in United States.
Growth Efficiency Ratio
—Sales fell 6%
Sales fell 6% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-6% / -2%In 3 years sales changed by -6% while total assets changed by -2%. Both moved at about the same pace.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
99%Of every $100 the company owns, $99 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 77% of Financial Services companies in United States.
Tangible Net Worth Ratio
97%Of every $100 of net worth, $97 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 85% of Financial Services companies in United States.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (11)
Atlantic American Corporation owes $0.75 for every $1 it owns. Atlantic American Corporation made a loss in each of the last two years.
Compared with Financial Services companies in United States · latest annual results Dec 2024.
P/E ratio
4.4Investors pay $4.4 for every $1 of Atlantic American Corporation's yearly profit, lower than 95% of Financial Services companies in United States.
P/B ratio
0.23The share price is 0.23 times Atlantic American Corporation's book value per share, lower than almost all Financial Services companies in United States.
Market cap
$25 MThe total market value of all of Atlantic American Corporation's shares at today's price (share price × number of shares), smaller than 98% of Financial Services companies in United States. PosiCap size class: Micro Cap.
Net worth (book value)
$109 MWhat Atlantic American Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Sep 2025).
Book value per share
$5.37Net worth divided by the number of shares. The share price of $1.24 is 0.2 times this, which is the P/B above.
Return on equity (ROE)
5.2%Atlantic American Corporation earned 5.2% on its shareholders' money over the last year, lower than 75% of Financial Services companies in United States.
Owes vs Owns
0.75×Atlantic American Corporation owes $0.75 for every $1 it owns (moderate), lower than 57% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Dividend yield
NoneAtlantic American Corporation does not currently pay a dividend.
Revenue growth
+1%Revenue rose 1% in the year to Dec 2024, and shrank 2% a year on average over 3 years.
Profit growth
LossAtlantic American Corporation made a loss in each of the last two years.
Profit margin
-2.3%Atlantic American Corporation lost $2 for every $100 of revenue.
Questions
What is Atlantic American Corporation's P/E ratio?
Investors pay $4.4 for every $1 of Atlantic American Corporation's yearly profit, lower than 95% of Financial Services companies in United States.
How is P/B calculated on PositoAI?
P/B is market cap divided by net worth from the latest balance sheet. For Atlantic American Corporation: $25 M ÷ $109 M (30 Sep 2025) = 0.2.
What is Atlantic American Corporation's return on equity?
Atlantic American Corporation earned 5.2% on its shareholders' money over the last year, lower than 75% of Financial Services companies in United States.
How much does Atlantic American Corporation owe compared with what it owns?
Atlantic American Corporation owes $0.75 for every $1 it owns (moderate), lower than 57% of Financial Services companies in United States. Banks and lenders usually show higher figures.
Does Atlantic American Corporation pay a dividend?
No. Atlantic American Corporation does not currently pay a dividend.
Is Atlantic American Corporation's revenue growing?
Revenue rose 1% in the year to Dec 2024, and shrank 2% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.