Bank of China Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Bank of China Limited's yearly results (2022–2025), compared with companies in China. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every ¥100 the company owns, ¥100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 96% of companies in China.
- Shareholder Slice Ratio: Share count rose 9% in 3 years, so each share's slice of the company became smaller. Dividends paid equalled 53% of profit over the same period. Bigger rise in share count than 96% of companies in China.
- Tangible Net Worth Ratio: Of every ¥100 of net worth, ¥99 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 87% of companies in China.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
3/3 · 3/3Sales and profit both grew in each of the last 3 years.
Steadier than 86% of companies in China.
Growth Efficiency Ratio
¥23Sales grew 12% in 3 years; of every extra ¥100 of sales, ¥23 became extra profit.
Higher than 67% of companies in China.
Asset Productivity Ratio
+12% / +33%In 3 years sales changed by +12% while total assets changed by +33%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ¥100 the company owns, ¥100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 96% of companies in China.
Tangible Net Worth Ratio
99%Of every ¥100 of net worth, ¥99 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 87% of companies in China.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (10)
Bank of China Limited owes ¥0.92 for every ¥1 it owns. Net profit rose 2% in the year to Dec 2025, and grew 2% a year on average over 3 years.
Compared with companies in China · latest annual results Dec 2025.
P/E ratio
7.2Investors pay ¥7.2 for every ¥1 of Bank of China Limited's yearly profit, lower than 81% of companies in China.
P/B ratio
0.53The share price is 0.53 times Bank of China Limited's book value per share, lower than 90% of companies in China.
Market cap
HK$1,930.1 BThe total market value of all of Bank of China Limited's shares at today's price (share price × number of shares), larger than 92% of companies in China. PosiCap size class: Tito Cap.
Net worth (book value)
¥3,100.7 BWhat Bank of China Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Return on equity (ROE)
8.3%Bank of China Limited earned 8.3% on its shareholders' money over the last year, lower than 69% of companies in China.
Owes vs Owns
0.92×Bank of China Limited owes ¥0.92 for every ¥1 it owns (high), higher than 97% of companies in China. Banks and lenders usually show higher figures.
Dividend yield
4.19%Bank of China Limited pays 4.19% of its share price as dividends a year, higher than 52% of dividend-paying companies in China.
Revenue growth
+4%Revenue rose 4% in the year to Dec 2025, and grew 4% a year on average over 3 years.
Profit growth
+2%Net profit rose 2% in the year to Dec 2025, and grew 2% a year on average over 3 years.
Profit margin
37.0%Bank of China Limited keeps ¥37 of every ¥100 of revenue as net profit.
Questions
What is Bank of China Limited's P/E ratio?
Investors pay ¥7.2 for every ¥1 of Bank of China Limited's yearly profit, lower than 81% of companies in China.
What is Bank of China Limited's return on equity?
Bank of China Limited earned 8.3% on its shareholders' money over the last year, lower than 69% of companies in China.
How much does Bank of China Limited owe compared with what it owns?
Bank of China Limited owes ¥0.92 for every ¥1 it owns (high), higher than 97% of companies in China. Banks and lenders usually show higher figures.
Does Bank of China Limited pay a dividend?
Yes. Bank of China Limited pays 4.19% of its share price as dividends a year, higher than 52% of dividend-paying companies in China.
Is Bank of China Limited's revenue growing?
Revenue rose 4% in the year to Dec 2025, and grew 4% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.