China Merchants Bank Co., Ltd.
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from China Merchants Bank Co., Ltd.'s yearly results (2022–2025), compared with companies in China. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every ¥100 the company owns, ¥100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 90% of companies in China.
- Tangible Net Worth Ratio: Of every ¥100 of net worth, ¥99 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 85% of companies in China.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
0/3 · 3/3Sales grew in 0 of the last 3 years; profit grew in 3 of 3.
Less steady than 77% of companies in China.
Growth Efficiency Ratio
—Sales barely changed
Sales changed by -3% in 3 years, too little to measure extra profit per extra sales.
Asset Productivity Ratio
-3% / +29%In 3 years sales changed by -3% while total assets changed by +29%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ¥100 the company owns, ¥100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 90% of companies in China.
Tangible Net Worth Ratio
99%Of every ¥100 of net worth, ¥99 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 85% of companies in China.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (10)
China Merchants Bank Co., Ltd. owes ¥0.90 for every ¥1 it owns. Net profit rose 1% in the year to Dec 2025, and grew 3% a year on average over 3 years.
Compared with companies in China · latest annual results Dec 2025.
P/E ratio
8.2Investors pay ¥8.2 for every ¥1 of China Merchants Bank Co., Ltd.'s yearly profit, lower than 75% of companies in China.
P/B ratio
0.83The share price is 0.83 times China Merchants Bank Co., Ltd.'s book value per share, lower than 78% of companies in China.
Market cap
HK$1,314.0 BThe total market value of all of China Merchants Bank Co., Ltd.'s shares at today's price (share price × number of shares), larger than 87% of companies in China. PosiCap size class: Tito Cap.
Net worth (book value)
¥1,345.0 BWhat China Merchants Bank Co., Ltd. would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Return on equity (ROE)
11.5%China Merchants Bank Co., Ltd. earned 11.5% on its shareholders' money over the last year, lower than 55% of companies in China.
Owes vs Owns
0.90×China Merchants Bank Co., Ltd. owes ¥0.90 for every ¥1 it owns (high), higher than 92% of companies in China. Banks and lenders usually show higher figures.
Dividend yield
4.30%China Merchants Bank Co., Ltd. pays 4.30% of its share price as dividends a year, higher than 55% of dividend-paying companies in China.
Revenue growth
-1%Revenue fell 1% in the year to Dec 2025, and shrank 1% a year on average over 3 years.
Profit growth
+1%Net profit rose 1% in the year to Dec 2025, and grew 3% a year on average over 3 years.
Profit margin
45.2%China Merchants Bank Co., Ltd. keeps ¥45 of every ¥100 of revenue as net profit.
Questions
What is China Merchants Bank Co., Ltd.'s P/E ratio?
Investors pay ¥8.2 for every ¥1 of China Merchants Bank Co., Ltd.'s yearly profit, lower than 75% of companies in China.
What is China Merchants Bank Co., Ltd.'s return on equity?
China Merchants Bank Co., Ltd. earned 11.5% on its shareholders' money over the last year, lower than 55% of companies in China.
How much does China Merchants Bank Co., Ltd. owe compared with what it owns?
China Merchants Bank Co., Ltd. owes ¥0.90 for every ¥1 it owns (high), higher than 92% of companies in China. Banks and lenders usually show higher figures.
Does China Merchants Bank Co., Ltd. pay a dividend?
Yes. China Merchants Bank Co., Ltd. pays 4.30% of its share price as dividends a year, higher than 55% of dividend-paying companies in China.
Is China Merchants Bank Co., Ltd.'s revenue growing?
Revenue fell 1% in the year to Dec 2025, and shrank 1% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.