China Life Insurance Company Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from China Life Insurance Company Limited's yearly results (2022–2025), compared with companies in China. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every ¥100 the company owns, ¥100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than 94% of companies in China.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 3/3Sales grew in 1 of the last 3 years; profit grew in 3 of 3.
Less steady than 64% of companies in China.
Growth Efficiency Ratio
—Sales fell 26%
Sales fell 26% in 3 years, so extra profit per extra sales cannot be measured.
Asset Productivity Ratio
-26% / +45%In 3 years sales changed by -26% while total assets changed by +45%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ¥100 the company owns, ¥100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than 94% of companies in China.
Tangible Net Worth Ratio
99%Of every ¥100 of net worth, ¥99 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 78% of companies in China.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (10)
China Life Insurance Company Limited owes ¥0.92 for every ¥1 it owns. Net profit rose 44% in the year to Dec 2025, and grew 69% a year on average over 3 years.
Compared with companies in China · latest annual results Dec 2025.
P/E ratio
2.4Investors pay ¥2.4 for every ¥1 of China Life Insurance Company Limited's yearly profit, lower than almost all companies in China.
P/B ratio
0.82The share price is 0.82 times China Life Insurance Company Limited's book value per share, lower than 80% of companies in China.
Market cap
HK$639.3 BThe total market value of all of China Life Insurance Company Limited's shares at today's price (share price × number of shares), larger than 76% of companies in China. PosiCap size class: Tito Cap.
Net worth (book value)
¥664.2 BWhat China Life Insurance Company Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Return on equity (ROE)
41.3%China Life Insurance Company Limited earned 41.3% on its shareholders' money over the last year, higher than 92% of companies in China.
Owes vs Owns
0.92×China Life Insurance Company Limited owes ¥0.92 for every ¥1 it owns (high), higher than 94% of companies in China. Banks and lenders usually show higher figures.
Dividend yield
4.88%China Life Insurance Company Limited pays 4.88% of its share price as dividends a year, higher than 62% of dividend-paying companies in China.
Revenue growth
+100%Revenue rose 100% in the year to Dec 2025, and shrank 10% a year on average over 3 years.
Profit growth
+44%Net profit rose 44% in the year to Dec 2025, and grew 69% a year on average over 3 years.
Profit margin
25.5%China Life Insurance Company Limited keeps ¥25 of every ¥100 of revenue as net profit.
Questions
What is China Life Insurance Company Limited's P/E ratio?
Investors pay ¥2.4 for every ¥1 of China Life Insurance Company Limited's yearly profit, lower than almost all companies in China.
What is China Life Insurance Company Limited's return on equity?
China Life Insurance Company Limited earned 41.3% on its shareholders' money over the last year, higher than 92% of companies in China.
How much does China Life Insurance Company Limited owe compared with what it owns?
China Life Insurance Company Limited owes ¥0.92 for every ¥1 it owns (high), higher than 94% of companies in China. Banks and lenders usually show higher figures.
Does China Life Insurance Company Limited pay a dividend?
Yes. China Life Insurance Company Limited pays 4.88% of its share price as dividends a year, higher than 62% of dividend-paying companies in China.
Is China Life Insurance Company Limited's revenue growing?
Revenue rose 100% in the year to Dec 2025, and shrank 10% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.