Industrial and Commercial Bank of China Limited
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from Industrial and Commercial Bank of China Limited's yearly results (2022–2025), compared with companies in China. Tap ? on any ratio for what it means.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 3/3Sales grew in 1 of the last 3 years; profit grew in 3 of 3.
Less steady than 64% of companies in China.
Growth Efficiency Ratio
—Sales barely changed
Sales changed by -4% in 3 years, too little to measure extra profit per extra sales.
Asset Productivity Ratio
-4% / +35%In 3 years sales changed by -4% while total assets changed by +35%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
—Data incomplete
Tangible Net Worth Ratio
—Data incomplete
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (10)
Industrial and Commercial Bank of China Limited owes ¥0.92 for every ¥1 it owns. Net profit rose 1% in the year to Dec 2025, and grew 1% a year on average over 3 years.
Compared with companies in China · latest annual results Dec 2025.
P/E ratio
6.6Investors pay ¥6.6 for every ¥1 of Industrial and Commercial Bank of China Limited's yearly profit, lower than 89% of companies in China.
P/B ratio
0.52The share price is 0.52 times Industrial and Commercial Bank of China Limited's book value per share, lower than 92% of companies in China.
Market cap
HK$2,619.6 BThe total market value of all of Industrial and Commercial Bank of China Limited's shares at today's price (share price × number of shares), larger than 97% of companies in China. PosiCap size class: Tito Cap.
Net worth (book value)
¥4,327.0 BWhat Industrial and Commercial Bank of China Limited would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Return on equity (ROE)
8.9%Industrial and Commercial Bank of China Limited earned 8.9% on its shareholders' money over the last year, lower than 68% of companies in China.
Owes vs Owns
0.92×Industrial and Commercial Bank of China Limited owes ¥0.92 for every ¥1 it owns (high), higher than almost all companies in China. Banks and lenders usually show higher figures.
Dividend yield
4.99%Industrial and Commercial Bank of China Limited pays 4.99% of its share price as dividends a year, higher than 64% of dividend-paying companies in China.
Revenue growth
+2%Revenue rose 2% in the year to Dec 2025, and shrank 1% a year on average over 3 years.
Profit growth
+1%Net profit rose 1% in the year to Dec 2025, and grew 1% a year on average over 3 years.
Profit margin
44.2%Industrial and Commercial Bank of China Limited keeps ¥44 of every ¥100 of revenue as net profit.
Questions
What is Industrial and Commercial Bank of China Limited's P/E ratio?
Investors pay ¥6.6 for every ¥1 of Industrial and Commercial Bank of China Limited's yearly profit, lower than 89% of companies in China.
What is Industrial and Commercial Bank of China Limited's return on equity?
Industrial and Commercial Bank of China Limited earned 8.9% on its shareholders' money over the last year, lower than 68% of companies in China.
How much does Industrial and Commercial Bank of China Limited owe compared with what it owns?
Industrial and Commercial Bank of China Limited owes ¥0.92 for every ¥1 it owns (high), higher than almost all companies in China. Banks and lenders usually show higher figures.
Does Industrial and Commercial Bank of China Limited pay a dividend?
Yes. Industrial and Commercial Bank of China Limited pays 4.99% of its share price as dividends a year, higher than 64% of dividend-paying companies in China.
Is Industrial and Commercial Bank of China Limited's revenue growing?
Revenue rose 2% in the year to Dec 2025, and shrank 1% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.