China Construction Bank Corporation
PosiFunda Ratios Only on PositoAI
PositoAI's own ratios from China Construction Bank Corporation's yearly results (2022–2025), compared with companies in China. Tap ? on any ratio for what it means.
What stands out
- Tangible Assets Ratio: Of every ¥100 the company owns, ¥100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles. More tangible than almost all companies in China.
- Tangible Net Worth Ratio: Of every ¥100 of net worth, ¥100 is tangible; the rest is goodwill and other intangibles, often from buying other companies. More tangible than 96% of companies in China.
- Shareholder Slice Ratio: Share count rose 5% in 3 years, so each share's slice of the company became smaller. Dividends paid equalled 40% of profit over the same period. Bigger rise in share count than 87% of companies in China.
Cash quality
Profit Cash Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Self-Funding Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Locked Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Growth quality
Steadiness Ratio
1/3 · 3/3Sales grew in 1 of the last 3 years; profit grew in 3 of 3.
Less steady than 64% of companies in China.
Growth Efficiency Ratio
—Sales barely changed
Sales changed by -3% in 3 years, too little to measure extra profit per extra sales.
Asset Productivity Ratio
-3% / +32%In 3 years sales changed by -3% while total assets changed by +32%. Assets grew faster than sales.
Balance-sheet strength
Debt Due Cover Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Cash Cushion Ratio
—Not applicable for banks
Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.
Tangible Assets Ratio
100%Of every ¥100 the company owns, ¥100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.
More tangible than almost all companies in China.
Tangible Net Worth Ratio
100%Of every ¥100 of net worth, ¥100 is tangible; the rest is goodwill and other intangibles, often from buying other companies.
More tangible than 96% of companies in China.
Shareholders
Standard fundamentals
P/E, P/B, ROE, debt, growth and more (10)
China Construction Bank Corporation owes ¥0.92 for every ¥1 it owns. Net profit rose 1% in the year to Dec 2025, and grew 1% a year on average over 3 years.
Compared with companies in China · latest annual results Dec 2025.
P/E ratio
6.8Investors pay ¥6.8 for every ¥1 of China Construction Bank Corporation's yearly profit, lower than 87% of companies in China.
P/B ratio
0.57The share price is 0.57 times China Construction Bank Corporation's book value per share, lower than 87% of companies in China.
Market cap
HK$2,542.8 BThe total market value of all of China Construction Bank Corporation's shares at today's price (share price × number of shares), larger than 96% of companies in China. PosiCap size class: Tito Cap.
Net worth (book value)
¥3,810.2 BWhat China Construction Bank Corporation would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).
Return on equity (ROE)
9.4%China Construction Bank Corporation earned 9.4% on its shareholders' money over the last year, lower than 66% of companies in China.
Owes vs Owns
0.92×China Construction Bank Corporation owes ¥0.92 for every ¥1 it owns (high), higher than 96% of companies in China. Banks and lenders usually show higher figures.
Dividend yield
4.49%China Construction Bank Corporation pays 4.49% of its share price as dividends a year, higher than 57% of dividend-paying companies in China.
Revenue growth
+2%Revenue rose 2% in the year to Dec 2025, and shrank 1% a year on average over 3 years.
Profit growth
+1%Net profit rose 1% in the year to Dec 2025, and grew 1% a year on average over 3 years.
Profit margin
44.6%China Construction Bank Corporation keeps ¥45 of every ¥100 of revenue as net profit.
Questions
What is China Construction Bank Corporation's P/E ratio?
Investors pay ¥6.8 for every ¥1 of China Construction Bank Corporation's yearly profit, lower than 87% of companies in China.
What is China Construction Bank Corporation's return on equity?
China Construction Bank Corporation earned 9.4% on its shareholders' money over the last year, lower than 66% of companies in China.
How much does China Construction Bank Corporation owe compared with what it owns?
China Construction Bank Corporation owes ¥0.92 for every ¥1 it owns (high), higher than 96% of companies in China. Banks and lenders usually show higher figures.
Does China Construction Bank Corporation pay a dividend?
Yes. China Construction Bank Corporation pays 4.49% of its share price as dividends a year, higher than 57% of dividend-paying companies in China.
Is China Construction Bank Corporation's revenue growing?
Revenue rose 2% in the year to Dec 2025, and shrank 1% a year on average over 3 years.
Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.