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PosiFunda · Fundamentals

HSBC Holdings plc

PosiFunda Ratios Only on PositoAI

PositoAI's own ratios from HSBC Holdings plc's yearly results (2022–2025), compared with Financial Services companies in United Kingdom. Tap ? on any ratio for what it means.

Cash quality

Profit Cash Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Self-Funding Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Locked Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Growth quality

Steadiness Ratio

3/3 · 2/3

Sales grew in 3 of the last 3 years; profit grew in 2 of 3.

Steadier than 62% of Financial Services companies in United Kingdom.

Growth Efficiency Ratio

$39

Sales grew 32% in 3 years; of every extra $100 of sales, $39 became extra profit.

Lower than 54% of Financial Services companies in United Kingdom.

Asset Productivity Ratio

+32% / +10%

In 3 years sales changed by +32% while total assets changed by +10%. Sales grew faster than assets.

Balance-sheet strength

Debt Due Cover Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Cash Cushion Ratio

—

Not applicable for banks

Deposits and loans are a bank's raw material, so cash-flow and debt figures mean something different for banks.

Tangible Assets Ratio

100%

Of every $100 the company owns, $100 is in tangible assets such as plants, cash, stock and receivables; the rest is goodwill and other intangibles.

More tangible than 77% of Financial Services companies in United Kingdom.

Tangible Net Worth Ratio

93%

Of every $100 of net worth, $93 is tangible; the rest is goodwill and other intangibles, often from buying other companies.

More tangible than 77% of Financial Services companies in United Kingdom.

Shareholders

Shareholder Slice Ratio

−14%

Share count fell 14% in 3 years (buybacks), so each share's slice of the company became larger. Dividends paid equalled 54% of profit over the same period.

Standard fundamentals

P/E, P/B, ROE, debt, growth and more (10)

HSBC Holdings plc owes $0.94 for every $1 it owns. Net profit fell 7% in the year to Dec 2025, and grew 13% a year on average over 3 years.

Compared with Financial Services companies in United Kingdom · latest annual results Dec 2025.

P/E ratio

13.3

Investors pay $13.3 for every $1 of HSBC Holdings plc's yearly profit, higher than 50% of Financial Services companies in United Kingdom.

P/B ratio

1.60

The share price is 1.60 times HSBC Holdings plc's book value per share, lower than 66% of Financial Services companies in United Kingdom.

Market cap

HK$2,462.4 B

The total market value of all of HSBC Holdings plc's shares at today's price (share price × number of shares), larger than 97% of Financial Services companies in United Kingdom. PosiCap size class: Tito Cap.

Net worth (book value)

$196.7 B

What HSBC Holdings plc would have left on paper if it sold everything it owns and paid everything it owes, from its latest balance sheet (30 Jun 2026).

Return on equity (ROE)

13.1%

HSBC Holdings plc earned 13.1% on its shareholders' money over the last year, lower than 59% of Financial Services companies in United Kingdom.

Owes vs Owns

0.94×

HSBC Holdings plc owes $0.94 for every $1 it owns (high), lower than 53% of Financial Services companies in United Kingdom. Banks and lenders usually show higher figures.

Dividend yield

4.02%

HSBC Holdings plc pays 4.02% of its share price as dividends a year, higher than 66% of dividend-paying Financial Services companies in United Kingdom.

Revenue growth

+5%

Revenue rose 5% in the year to Dec 2025, and grew 10% a year on average over 3 years.

Profit growth

-7%

Net profit fell 7% in the year to Dec 2025, and grew 13% a year on average over 3 years.

Profit margin

31.4%

HSBC Holdings plc keeps $31 of every $100 of revenue as net profit.

Questions

What is HSBC Holdings plc's P/E ratio?

Investors pay $13.3 for every $1 of HSBC Holdings plc's yearly profit, higher than 50% of Financial Services companies in United Kingdom.

What is HSBC Holdings plc's return on equity?

HSBC Holdings plc earned 13.1% on its shareholders' money over the last year, lower than 59% of Financial Services companies in United Kingdom.

How much does HSBC Holdings plc owe compared with what it owns?

HSBC Holdings plc owes $0.94 for every $1 it owns (high), lower than 53% of Financial Services companies in United Kingdom. Banks and lenders usually show higher figures.

Does HSBC Holdings plc pay a dividend?

Yes. HSBC Holdings plc pays 4.02% of its share price as dividends a year, higher than 66% of dividend-paying Financial Services companies in United Kingdom.

Is HSBC Holdings plc's revenue growing?

Revenue rose 5% in the year to Dec 2025, and grew 10% a year on average over 3 years.

Figures from the company's yearly results and PositoAI's own data. Full tables are on the Go Deep tab. What each figure means. PositoAI is for research and education only and is not investment advice.

Disclaimer — PositoAI is a research and screening tool for educational and informational purposes. It is not investment advice or a recommendation to buy or sell any security or mutual fund. Scores and rankings are calculated by PositoAI's own method using publicly available data, which may be incomplete, delayed or inaccurate, and past performance does not indicate future results. AI summaries of company news may contain errors. PositoAI is not registered with the SEC, SEBI or any other regulatory authority. Please do your own research or consult a licensed financial advisor before investing.